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Prepaid Solar Lease

Own your solar for far less than cash, without the lump sum.

Pay once for solar, then live with little to no ongoing electric cost, and own the whole system outright in year 6. Solar is not dead now that the federal credit is gone. Prepaid is how Northern California homeowners still go solar and save.

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Cannot write one big check? You do not have to. The upfront payment can be financed through Travis Credit Union, so you get the low prepaid price without draining your savings.

Free, no pressure

See your prepaid solar number

Tell us where the panels would go. North Valley Solar Power designs and manages the whole project as your single point of contact.

By submitting, you agree that North Valley Solar Power may contact you by phone, text, and email about your solar options, including by automated means. Consent is not a condition of purchase. Message and data rates may apply.

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Solar panel array on a Northern California home Real North Valley Solar Power project
Three ways to go solar

Prepaid is the smart middle.

Paying cash means you own it, but you pay the most. Renting your power (a PPA) costs nothing upfront, but you never own the system. Prepaid gives you ownership at a far lower price, and you can finance the payment.

Buy with cash

Pay it all today

Highest upfront cost of the three

  • You own the system
  • Large lump sum out of pocket
  • Ties up your savings
Prepaid lease

Pay once, own at year 6

Priced well below cash, and financeable

  • You own it outright at year 6
  • Priced far below buying cash
  • Finance it through Travis Credit Union
  • No credit check, no FICO, no lien
  • Transfers to the buyer if you sell
Ownership at the lowest total cost
Rent power (PPA)

Pay per month, forever

Nothing upfront, no ownership

  • No upfront payment
  • You never own the system
  • Ongoing payments that can rise over time

Every option works for solar, solar plus battery, or battery only. Specific pricing and finance terms {{TODO: confirm with Kurt}} are shared on your personal estimate.

Why homeowners choose prepaid

The ownership plan with the fewest strings.

Built for the Northern California PG&E homeowner whose bill keeps climbing and who wants to actually own their system one day.

Below cash

Priced well under what it costs to buy the same system outright.

You own it

The system becomes fully yours at year 6. No permanent rental.

No credit check

No FICO pull and no lien placed on your home. Simple qualification.

Transferable

Move? It transfers to the buyer, with no underwriting to clear.

Home battery storage unit
Solar, battery, or both

One prepaid plan, three ways to power your home.

Keep your lights on through PG&E outages, store what your panels make, or add storage on its own. The prepaid structure works the same across all three.

Solar only Solar plus battery Battery only
High efficiency solar panel
Home battery detail
Straight answers

The four questions everyone asks.

No pushy pitch. Here is exactly how prepaid works.

You do not have to. The upfront prepaid payment can be financed through Travis Credit Union, so you lock in the low prepaid price and spread the payment out instead of writing one large check. Ask us and we will walk you through the financing option.

Yes. Unlike renting your power through a PPA, the prepaid lease ends with you owning the system outright at year 6. It is a path to ownership, not a permanent rental.

No credit check and no FICO score requirement to qualify for the prepaid plan itself, and no lien is placed on your home. Your property stays clear.

The plan is fully transferable. If you sell, it passes to the buyer with no underwriting to clear, so it does not hold up your sale.

One point of contact

North Valley Solar Power manages the whole project.

We design, coordinate, and oversee your solar project from the first estimate to activation, and we stay your single point of contact the entire way. The physical installation is carried out by a licensed installation partner, so the workmanship is fully covered while you deal with just one team.

Local Sacramento area team that guides and supports you at every step.
North Valley Solar Power Sacramento office
Ready when you are

Own your solar for less, without the lump sum.

Get a free, no pressure prepaid estimate for solar, battery, or both. See your number, then decide.