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New for 2026: prepaid solar, no tax credit needed

Own your solar for far less than paying cash.

Solar did not die when the federal credit ended. For Northern California PG&E homeowners, prepaid is the smarter way in: pay once up front (or finance that payment through Travis Credit Union), stop feeding the utility every month, and own the system outright at year 6.

How high is your PG&E bill?

Slide to your rough monthly electric bill.

$285 / month to PG&E

$120$600+

Get your no-pressure quote

Tell us where to send your prepaid solar plan. No pushy sales, no obligation.

By submitting, you agree that North Valley Solar Power may contact you by phone, text, and email about your solar options, including by automated means. Consent is not a condition of any purchase. Message and data rates may apply.

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✓ No credit check ✓ No lien on your home ✓ Fully transferable
Solar panel array installed on a Northern California home
Real Northern California homes. Solar designed and managed by North Valley Solar Power.
The prepaid lease, in plain English

Pay once. Stop renting from the utility. Own it at year 6.

One offer, no confusing PPA math. Here is exactly how it works.

1

Pay once up front

Cover the cost of your solar in a single prepaid payment, priced well below what a cash purchase would run you.

2

Cannot do a lump sum?

Finance that upfront payment through Travis Credit Union. The lump sum fear is off the table.

3

Little-to-no electric cost

Your panels do the work. Instead of a rising PG&E bill, you have little-to-no ongoing electric cost.

4

You own it at year 6

At year 6 you buy out the system and own it outright. It is yours, on your roof, for good.

Why homeowners choose prepaid

Everything a cash purchase gives you, for less.

💰

Priced below cash

Prepaid comes in well under what buying the same system outright would cost.

🏦

Finance through Travis CU

No big check required. Travis Credit Union can finance the upfront payment.

🔑

You own it at year 6

A defined buyout at year 6 puts the system fully in your name.

✅

No credit check, no FICO

Qualifying does not hinge on your credit score.

🏠

No lien on your home

Your prepaid solar does not place a lien against your property.

🚚

Transfers if you move

Selling the house? It transfers to the buyer with no underwriting.

Works for solar, solar plus a home battery, or a battery only. One flexible way in.

Real equipment, cleanly managed

Panels, batteries, or both.

North Valley Solar Power designs and manages the whole system so it fits your roof and your goals.

High-efficiency solar panels

Solar panels

High-efficiency panels sized to offset your PG&E usage.

Home battery storage unit

Home battery

Store your daytime power and keep the lights on when the grid dips.

Solar array on a residential roof

Solar plus battery

The full package for maximum independence from the utility.

North Valley Solar Power office in Sacramento
One local point of contact

A real Sacramento company, not a call center.

North Valley Solar Power is your single point of contact from first question to switch-on. We design and manage your project, coordinate the details, and a licensed installation partner handles the physical installation. You always know who to call.

✓ Local team ✓ No pushy sales ✓ Straight answers
Straight answers

The questions everyone asks first.

Yes. You do not have to write one big check. The upfront payment can be financed through Travis Credit Union, so you spread it out instead of paying it all at once.

Yes. Prepaid includes a defined buyout at year 6, after which you own the system outright. It stays on your roof and becomes fully yours.

No credit check and no FICO requirement to qualify, and prepaid solar does not place a lien on your home.

It transfers to the new buyer with no underwriting, so it never becomes a roadblock at closing.

The 30% federal residential tax credit ended for homeowners at the end of 2025. Prepaid solar is the new way to still go solar and cut what you send to PG&E, without depending on that credit.

Pricing depends on your roof, your usage, and whether you add a battery. {{TODO: confirm with Kurt}}. Send the short form above and we will build a plan around your actual bill.

See what prepaid solar looks like on your roof.

No lump sum required, no credit check, and you own it at year 6. Get your no-pressure plan today.

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